• Asymmetric information : evidence from the home insurance market 

      Aarbu, Karl Ove (Discussion paper, Working paper, 2010-08)
      In this paper I test whether asymmetric information is present in the home insurance market. To detect the existence of asymmetric information I apply the so-called positive correlation test to a dataset containing ...
    • Demand patterns for treatment insurance in Norway 

      Aarbu, Karl Ove (Discussion paper, Working paper, 2010-04)
      In Scandinavia, the provision of health care services has been, almost entirely, the responsibility of the public health care system. However, in the last five to seven years there has been remarkable growth in the private ...
    • Mapping risk aversion in Norway using hypothetical income gambles 

      Aarbu, Karl Ove; Schroyen, Fred (Discussion paper, Working paper, 2009-08)
      This is the first study that explores the heterogeneity of risk preferences among the Norwegian population. We measure risk aversion as the complement of the maximal relative downside income risk a person is willing to ...
    • Pay and performance in a call centre : principals and agents or principally angels? 

      Aarbu, Karl Ove; Torsvik, Gaute (Discussion paper, Working paper, 2007-11)
      We use data from a pay reform in an insurance company to contrast different theories of work motivations. The management installed performance pay to boost sales in the customer service centre of the company. The reform ...